Financial Aid Overview
To apply for financial aid, the first step is to complete the Free Application for Federal Student Aid (FAFSA). You can complete the FAFSA at http://www.fafsa.ed.gov or go to http://www.ed.gov for more information. Also, click here to see what EC Scholarships you may qualify for!
Net Price Calulator
But what will a Tier 1 education, according to U.S. News and World Report, from Emmanuel College cost you? All you have to do is visit our Net Price Calculator to get a peronsalized estimate. Keep in mind this is not a final determination or actual award of financial assistance. However, it should give you a fairly accurate picture of the financial aid you'll recieve here at Emmanuel.
Base Costs and Fees
Below are the base costs and fees for Emmanuel College. Keep in mind that since 99% of our students receive financial aid, it is highly unlikely this is what you will pay to attend EC. For a fairly acurate estimate of what it will actually cost you, visit Emmanuel's Net Price Calculator above.
Budgeting for Books
Your tuition does not include the cost of books that are required for your class. For more infomation about budgeting for books and purchasing them, click here.
Students can view their accounts online by going to www.ec.edu and logging into “My EC.” Go to "account" to view a copy of your account balance. You can change the semester you would like to view from the menu under your picture.
Payments may be submitted directly online using a debit or credit card, in person at the Cashier’s Office, or mailed to Emmanuel College, P.O. Box 129, Franklin Springs, GA, 30639. Interest-free payment plan enrollment option is also available online. Paper statements will not be mailed unless a specific need exists.
PAYMENT OF ACCOUNTS
In order for a student to be activated for a particular semester, the total charges for the semester, including any balance remaining from a previous semester, must be covered by some combination of the following by July 15 for fall semester and by December 15 for spring semester:
- Finalized financial aid, including all loans, grants, and scholarships. (Please note, the amount of financial aid received may not be sufficient to cover total charges for the semester.)
- A signed and approved EMMANUEL COLLEGE PAYMENT PLAN contract accepted by Emmanuel College. (Emmanuel College maintains sole discretion to determine if payments under the plan are reasonable and likely to be paid.)
- Payment on account by cash, check, money order, or approved charge to a valid debit or credit card.
If the student’s financial aid is not finalized by July 15 for fall semester and by December 15 for spring semester, then in order to be activated, the student must cover all semester charges, including any prior balance, by some acceptable combination of items 2 and 3 above by August 15 for fall semester and by December 15 for spring semester. If financial aid is subsequently finalized, then one or more of the items used to cover the charges may be reduced or refunded to the student.
FAILURE TO COVER CHARGES
If a student fails to cover the charges for a semester by the date specified above, the following procedures will apply:
1. The student will not be activated and will not be allowed to attend classes.
2. If a resident student, the student will not be allowed to move into the residence hall.
3. The student’s transcript will not reflect enrollment or registration for the semester.
4. Charges and financial aid for the semester will be removed from the student’s account.
DEFAULT ON EMMANUEL COLLEGE PAYMENT PLANS
If a student fails to fund a monthly payment on their EMMANUEL COLLEGE PAYMENT PLAN, the student may be administratively withdrawn from school for that semester and the following procedures shall apply:
1. If a resident student, the student must move out of the residence hall by midnight of the Sunday following the administrative withdrawal.
2. The student’s transcript will reflect the withdrawal for the semester.
3. Charges and financial aid for the semester will be prorated according to the Federal Withdrawal Calculation.
Any time a balance exists after July 15 for fall semester or after December 15 for spring semester, a FINANCE CHARGE OF 1.5% PER MONTH will be applied to any past due balances. This is an ANNUAL PERCENTAGE RATE OF 18%. If a student’s account must be submitted to a collection agency for collection, all costs of collection will be added to the account and must be paid in order to settle the account.
Emmanuel College reserves the right to suspend and/or dismiss a student for nonpayment of amounts due. In the case of a suspension, a fee of $100.00 will be charged for reinstatement after the account is paid in full. Diplomas and/or transcripts will not be released until all outstanding balances on accounts with the College have been settled.
Emmanuel College, like most colleges, must make commitments in advance for faculty, staff, equipment, supplies, utilities, and other operating expenses for the entire year. Therefore, the college policy considers the acceptance of registration as a contract binding student and parents for charges for the entire semester.
However, when it becomes necessary to withdraw from school, reduction in tuition and residence charges will be made according to the refund policy as outlined by Federal Law. Emmanuel College has adopted the Federal Policy as the official refund policy of the college. To be eligible for a refund of tuition and residence charges, a student must complete the official withdrawal process or be administratively withdrawn.
Depending on when a student becomes no longer enrolled, the law may provide for a refund of unearned tuition, fees, and residence charges for students who withdraw, drop out, are expelled, fail to return from an approved leave of absence, or fail to complete the period of enrollment for which they were charged.
The Federal Refund Policy mandates that the College calculate the cancelation of tuition and fees and refunds of Title IV funds based on the percentage of the semester the student has completed. Any student who has completed more than sixty percent (60%) of the semester will not be eligible for any refund. More details may be obtained from the Office of Student Accounts or Financial Aid Office.