EC Schedule of Charges
ACADEMIC YEAR 2008-2009

In prior years, Emmanuel College charged various fees (e.g. Technology Fee, Student Activities Fee, Lab Fee, Insurance Fee, etc.) in addition to tuition to help cover the cost of a student’s education. For most students, these fees resulted in additional charges of several hundred dollars per semester. The existence of these fees also made estimating the total cost of attendance difficult. Effective for the 2007-2008 Academic Year, Emmanuel College decided to eliminate most of these charges as separate fees and instead include them in tuition.  Please keep this in mind when comparing Emmanuel College to other institutions who may charge these fees in addition to their stated tuition.

Resident Students                                Fall Semester                     Spring Semester

Tuition                                                          $6,130                                 $6,130

Meal Plan Charge (20 meals/week)¹               1,517                                   1,517

Housing Fee²                                                                                                   1,275                                   1,275

Total                                                             $8,922                                 $8,922

¹ Sophomores, Juniors and Seniors are eligible for a 14 meal/week plan for $1,309 or a 10 meal/week for $1,272 per semester if the applicable criteria are met.

² All resident students must be enrolled in a minimum of twelve (12) credit hours. A student who, at his/her request, occupies a double occupancy room alone will pay one and one-half times the regular room charge.

Commuting Students                           Fall Semester                     Spring Semester

Full-time Tuition                                          $6,130                                 $6,130

Other Tuition-based Charges

·         Part-Time:  Tuition per hour (11 hours or less)                                              $504

·         Overload:  Tuition per hour (hours in excess of 18 hours per semester)          $504

·         Directed Study:  Tuition per hour                                                                 $504

·         Summer School:  Tuition per hour                                                                $378

·         Auditing:  Tuition per hour for no credit                                                        $96                     

Additional Charges:

Books and supplies (per semester, estimated)                                                   $450

(Paid when purchased from Campus Bookstore)

ESTABLISHED DUE DATES FOR ACTIVATION OF

ACCOUNT, AND STUDENT HEALTH AND ACCIDENT INSURANCE

                                                                                           DUE DATES:

Approved government and other financial assistance for the semester will be deducted from the student's total bill and the balance due is to be paid.  Financial aid that has not been approved by the Financial Aid Office cannot be accepted as payment on account.  Students are responsible for all costs (including books) not covered by approved financial aid and will be expected to enroll in the FACTS payment plan to settle the remaining balance.

FACTS Payment Plan

To help you meet your educational expenses, Emmanuel College is proud to offer FACTS as a convenient budget plan. This is not a loan program. You have no debt, there are no interest or finance charges assessed, and there is no credit check. The cost to budget your interest-free monthly payment plan is a $25 per semester or $45 annual nonrefundable FACTS Enrollment Fee. You may budget your tuition and fees in the following ways:

A. Automatic Bank Payment (ACH)—ACH payment s are those payments you have authorized FACTS to process directly with your financial institution. It is simply a bank to-bank transfer of funds that you have pre-approved for your expenses at Emmanuel College. Payments may be made from either your checking or savings account. Payments are processed on the 5th of each month and will continue until the balance is paid in full.

B. Credit Card Option—Paying with your credit card gives you the option of taking advantage of any bonus programs that may be offered by your credit card company. If you elect to use this option, your monthly payment, along with a convenience fee, will be automatically charged to the credit card you designate. The convenience fee is in addition to the nonrefundable FACTS Enrollment Fee. Payments will be charged on the5th of each month until the balance is paid in full. Payments are processed by American Card Services, Inc.

(For more information please see the full brochure and website @ www.ec.edu/facts)

PAYMENT OF ACCOUNTS

In order for a student to be activated for a particular semester, the total charges for the semester, including any balance brought forward from a previous semester, must be covered by some combination of the following by August 1 for fall semester and by December 15 for spring semester:         

1.       Awarded financial aid

2.       Awarded OR Estimated Student Stafford Loans

3.       Finalized Parent PLUS loans or other finalized alternate private loans

4.       A signed and approved FACTS payment contract

5.       Cash, check, or money order payment on account

6.       Approved charge to a valid credit card.

If a student’s account for fall semester is settled in full by July 16 or for spring semester by December 1, Tuition, Room, and Meal Charges will by discounted by 3% for that semester.

Student Insurance

Students who enroll as full-time students are required to have and are automatically charged for health and accident insurance.  Students who wish to waive the insurance coverage provided by the college must complete the insurance waiver form and submit it to the Business Office before the last day of the drop-add period.  Waivers will not be accepted after the end of the drop-add period.